A CONIFER HOLDINGS COMPANY

About White Pine

White Pine Insurance Company was formed under the name Mid-Continent Insurance Company in 1969 as a stock insurance company which was originally domiciled in Pennsylvania.


The company’s main focus was auto physical damage insurance. In 1997 White Pine took a different approach when Myron R. Fetterolf took ownership of the company after purchasing the company’s stock. From here, the company started writing surety bonds and inland marine insurance primarily connected to the coal mining business that predominated throughout Western and Southwestern Pennsylvania at that time. The next year the company also began writing fire and allied lines on dwelling accounts. Auto physical damage still accounted for half of the premium volume. White Pine continued to expand its product line by writing commercial multi peril and other liability coverage for small commercial accounts.

On December 31, 2010 the company was purchased by Conifer Holdings Inc., a Southfield, Michigan based insurance holding company and owner of Conifer Insurance Company. Conifer Insurance Company is domiciled in Michigan and has earned a B++ AM Best rating [secure with “Good” ability to fulfill all obligations of policyholders] and specializes in writing specialty commercial and personal lines. For more information on Conifer Insurance Company please visit coniferinsurance.com. White Pine Insurance Company, under new management, is domiciled in the state of Michigan and maintains its offices and operations in Somerset, Pennsylvania. The company continues to sell its products through the independent agent/broker channel from inception and continues to be committed to this distribution system. White Pine Insurance Company has earned a B+ [secure with “Good” ability to fulfill obligations of policyholders] financial rating from insurance ratings agency, AM Best.

Today, White Pine is admitted in 25 states. Our products are sold through a network of independent agents and brokers. Target classes of business include main street mercantile businesses, restaurants, bars and taverns, artisan contractors, garages, commercial auto risks, dwellings, homeowners, and other specialty lines.

White Pine Insurance Company provides the producing agents with a stable market of products and premiums regardless of industry volatility. We pride ourselves on exceptional service to our producers and insureds and in reviewing risks on an individual underwriter to underwriter basis.